CZFS Citizens Financial Services, Inc.

NASDAQ
$79.14

Citizens Financial Services, Inc. (CZFS) Insider Activity

What the officers, directors and large holders did with their own shares. Only open-market purchases and sales count toward the totals — grants, option exercises and shares withheld for tax are compensation mechanics, not decisions, and they're listed separately below.

Insider signal Bullish Insiders bought more than they sold over this window — uncommon at any size.
Cluster activity 0 buyers in the last 30 days 2 buyers in the last 90 days 1 seller in the last 90 days
Insiders buying
2
2 transactions
Insiders selling
1
1 transaction
Purchases
$14.7K
184 shares
Sales
$1.1K
15 shares
Net activity
$13.6K
purchases less sales

How much of that selling was preplanned? 0% planned / 100% discretionary

10b5-1 plan sales $0 0 transactions · 0 shares
Discretionary sales $1.1K 1 transaction · 15 shares

Largest single sale: $1.1K.

Where they traded

Buy Sell Dot area is proportional to transaction value.

Last open-market purchase: August 31, 2026 , by Guillaume Stephen J .

Recent open-market activity

Date Insider Role Action Shares Price Value Held after
Guillaume Stephen J SENIOR VICE PRESIDENT Buy 24 $76.32 $1.8K 5,094
Painter John P II Director Buy 160 $80.52 $12.9K 3,921
Gephart LeeAnn EXECUTIVE VICE PRESIDENT Sell 15 $71.52 $1.1K 946 −1.6% of holding

Form 4s are due within two business days of a transaction, so this is close to real time — unlike the quarterly 13F data on the Institutional tab. A single large sale often reflects a prearranged 10b5-1 plan rather than a fresh view, so read a pattern of sales rather than any one of them.